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Loans

 

Whether you are considering the purchase of a special gift, looking to pay for a holiday, carrying out home improvements or about to buy a new car; it is likely that you will need to borrow money in order to complete your transaction. When the loan is only for a short term, normally no more than five years, it will probably be established as a Personal Loan.

Personal Loans are normally provided by a bank, building society or specialist finance company. However it is common that when buying a large item, that retail shop will have arrangements with a finance company so that they can offer you credit facilities.

When considering Personal Loans the lending institutions will normally offer loans between the range of £1,000 to £25,000. Although many place a restriction on the maximum amount they are willing to loan at £15,000.

The high number of different loan types available on the market make it important for you to compare the terms, especially interest rates, under as many different loan products as possible. This is now made easy for you by clicking on the 'Personal Loan' button shown to the right.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

   

Loan Calculator

Enter the following information to find out how much your Loan could cost per month.

Mortgage Amount Required:
Deposit Amount:
Mortgage Interest Rate: %
Period of Mortgage: years
Total Number of Payments:
Monthly Payment Amount:

This is neither an offer nor a quotation for a loan under the Consumer Credit Act it is simply meant to provide a rough guide.

 

   

This Internet site is directed to UK residents only. You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this Internet site.

The Financial Advice Centre is a trading name of The Financial Advice Centre (South West) Ltd). An appointed representative of Tom French Associates Limited which is authorised and regulated by The Financial Services Authority.

The Financial Advice Centre is entered on the FSA register (www.fsa.gov.uk/register/) under reference 185513/224032

The Financial Services Authority do not regulate Banking, Will Writing, Loans, Credit Cards, or some forms of Mortgage, Tax Advice, Offshore Investments, Estate Planning.

The tax relief's referred to throughout this Internet site are those currently applying in the United Kingdom to UK Tax Residents. These tax relief's are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer.

Registered Office: Hamleys Corner, Eastcliffe Road, Par, Cornwall. PL24 2AH. Company Reg No. 3940326